A free, no-account alternative to ReservePath for a quick reserve check
ReservePath's Blueprint plan is listed at $49 a month or $490 a year. If you only need percent funded and a 30-year check before the budget meeting, Reservetally does it in your browser.
| Reservetally | ReservePath | |
|---|---|---|
| Where it runs | In your browser tab. No install, no account. Your component list is never uploaded. | Web app with an account |
| Price | Free: percent funded, the §5570 numbers, the 30-year test, the lowest safe contribution, every check, 25 components and 5 projection years. Pro: $19 for 7 days, $9/month or $49/year. | Blueprint $49 a month or $490 a year (pricing page) |
| What it does | Turns an existing component list (usually from your reserve study) into percent funded, the disclosure numbers and a 30-year cash-flow check. No study, inspection or portfolio tools. | Reserve planning software for associations and managers |
Honest take: ReservePath is built to manage reserve plans over time. Reservetally is a one-sitting worksheet for a treasurer who has the study's component list and wants the numbers checked.
Competitor details checked on 2026-10-29 from their public pages: ReservePath pricing. Prices change — check their site for the current offer. Product names are trademarks of their owners; we are not affiliated with them.
FAQ
What does Reservetally do?
It reads your association's reserve component list and works out the reserve needed (the §5570(b)(4) formula), percent funded, the deficiency per unit, a 30-year cash flow and the lowest contribution that keeps the fund above your floor. It doesn't do inspections or file anything.
Is this a reserve study?
No. A reserve study includes a visual inspection by a specialist and is required in California at least every three years (Civ. Code §5550). Reservetally checks and updates the numbers from one.
Is my data uploaded?
No. Your files are read by JavaScript in your browser tab and never sent to us or anyone else. Components aren't stored, so closing the tab clears them. Settings can be saved in this browser.
What's free?
Importing any number of components, the reserve needed, percent funded, the 30-year answer, the lowest safe contribution, every check, the first 25 components and the first 5 projection years on screen and in print (with a footer). Pro shows and prints everything and exports the Excel workbook and both CSVs.
How does the 30-year plan work?
Each year: start balance + contribution + interest on the start balance − replacements due that year (at today's cost inflated). A replaced component starts its useful life again. Remaining life 0 means due now, paid in the first projection year.
What isn't covered?
Component inventories, inspections, special assessments, loans, taxes on interest and other states' disclosure forms. The results are only as good as the component list.
Is this legal or financial advice?
No. Reservetally applies the formula it describes to the numbers you provide. Your reserve study, governing documents and adviser come first.