Guides

• California HOA Annual Budget Report: What's Due and When — The §5300 annual budget report goes out 30 to 90 days before fiscal year end, with the reserve funding disclosure summary. What it includes and what the board needs from the reserve study.
• How Often Does an HOA Need a Reserve Study? — California requires a visual inspection and a reserve study at least once every three years, reviewed every year. What changes between studies and how to update the numbers yourself.
• Is Our HOA Reserve Fund Underfunded? Reading Percent Funded — What percent funded means, why a deficiency per unit matters to buyers, and why the 30-year cash flow is the better test.

Tools

• HOA reserve funding calculator: percent funded and a 30-year plan
• Percent funded, worked out from your component list
• The numbers for your §5570 disclosure summary

Comparisons

• A free, no-account alternative to ReservePath for a quick reserve check
• HOA reserve software prices, side by side